The FTC warned on October 22 that scammers are calling people while pretending to be FTC officials. The caller says a phone registered in your name is being used for scams in another country, may read out a fake badge number, and threatens to deactivate your phone number unless you cooperate. You are then passed to a fake "police officer" to file a report. If you hesitate, they may tell you to look up a police department's number online and call it yourself; scammers answer that call too.
Next they ask for your ID and personal details and tell you to keep everything secret. Finally they say you are under arrest for crimes linked to your number and must travel to another country, unless you pay a "security deposit". Every step is designed to make you scared, isolated and in a hurry.
▶ How to Protect Yourself
- The FTC will never call to deactivate your phone, threaten arrest, or ask you to send money. Hang up.
- Don't call numbers the caller gives you or tells you to search for. If you're worried, look up the agency's official website yourself, or call your phone carrier using the number on your bill.
- Never share your ID, Social Security number or bank details with someone who called you.
- Anyone who tells you to keep it secret is a scammer. Talk to someone you trust before doing anything.
- Report it at ReportFraud.ftc.gov.
A real government agency will never threaten to cut off your phone or ask you to pay to avoid arrest — hang up and report it.
With the November 3 midterm election a week away, the FBI warned on October 15 that scammers are using it to steal money and personal information. Four schemes are named. Texts or emails claim you aren't registered to vote and link to a fake state registration page that collects your personal details. Fake political action committees ("ScamPACs") collect donations and keep them. Campaign "investment pools" promise a guaranteed payout if a candidate wins and ask you to recruit others. And political merchandise is sold online and never shipped.
The FBI also says scammers are using AI to create realistic voices, images and messages that impersonate candidates, campaigns, government offices and people you trust, which makes these schemes harder to spot.
Election-themed messages peak in the final week before voting, when people expect to hear from campaigns and are more likely to act quickly on a "registration problem".
▶ How to Protect Yourself
- Check your registration only at vote.gov or your state election office's site, typed in yourself — never through a link in a text or email.
- Campaign donations are not investments. Anyone promising a return or a payout if a candidate wins is running a scam.
- Give only through a campaign's official website, and check PACs and committees on the FEC website (fec.gov) before donating.
- Be wary of urgent calls or messages that seem to come from a candidate, even if the voice sounds real — AI can copy voices.
- Report election scams to your local FBI field office or ic3.gov.
Check your voter registration only at vote.gov or your state's official site — never through a link someone sends you.